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Ryan Patterson's Articles in Home & Family

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Theft? Earthquake? Flood? Insurance for Homeowners: What Does it Cover? If you're a new homeowner, understanding your homeowners insurance policy is really important, but sometimes trying to figure out all of the policy's components - or whether you need additional coverages such as flood insurance - can get confusing. Remember that a standard homeowner's insurance policy includes four essential types of coverage. Changing Jobs: What About COBRA Health Insurance Benefits? If you work for a company that offers generous health insurance benefits, especially if your employer is not required to provide COBRA health insurance, it's apparent why you've delayed looking for a new job or ruled out working for yourself. Fear of parting with employer-sponsored health insurance is legitimate, given the steady decline in number of companies that offer it and the high cost of paying for coverage yourself. Can You Get Separate College Student Health Insurance for your Child? With the joy and excitement of sending a child off to college comes a new set of parental responsibilities that encompasses everything from financial aid to finding affordable housing. You also need to make sure adequate college student health insurance is in place for your college-bound children. Buying Low Cost Health Insurance: Tips and Guidelines for Getting Your Money's Worth It's hard to find low cost health insurance, but the process is rewarding if done with some professional input. A good checklist and resources like US Insurance Online can help you streamline the process. Do your research and figure out the exact details of the type of policy you need, and you can save hundreds or thousands of dollars each year on health insurance premiums.

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