Elizabeth Murphy's Articles

  • Get Home Insurance and Protect Your Investment
    The home is probably the single most important investment you will make in your life. It is a large purchase and is more likely going to be the place that shelters you and your family for the rest of your life. However, there are things that can occur that can take away the home faster than it took to acquire it in the first place, so it is good to be prepared if one of these things do happen. At anytime the home can catch fire, be damaged in a flood, or suffer a wind event such as a tornado or a hurricane. We do not expect these things to happen, but we can always be prepared for them. One great way to be prepared for such events is home insurance.
  • Protect your Jewelry by Adding a Float onto Your Insurance Policy
    Jewelry can be a very important investment, or it can be something special that has been handed down for years. Whatever the reason why it is in your possession, it is important to protect it when you are not wearing. While you're not wearing it, there is a place in which you must keep it and that is usually within the home, if you are not one to put such belongings in a safety deposit box at the bank. No one expects anything to happen to jewelry while it is safe and sound in the home, but there are certain things that can happen beyond our control. Such events are:
  • Fuel Expenses Can be Lessened with a Fleet Card
    Do you know if your company needs a fleet card? Do you even know how a fleet card can help you reduce your overall fuel expenses? Well, finding the right fleet card or making the decision to switch to a fleet card is a difficult one. But it does not need to be. As a business owner or a fleet manager, you have a great deal on your mind. Between meeting your short term budget, setting your long term goals and getting some work done, the idea of a fleet card many not even be on your radar. But a fleet card can make all the difference - especially when it some to minimizing your fuel and maintenance costs.
  • Defining fleets
    When you hear the word fleet, your mind automatically thinks of a large group of ships or transport trucks. But, the truth is, if a company has a vehicle or a group of vehicles they use to conduct their business, then they have a fleet. Furniture stores, moving companies, flower shops, product manufacturers, and places alike have fleets. So, you need to ask yourself: "Do I have a fleet?" Another misconception about fleets, is that they have to be large, but they do not have to be. The dictionary defines a fleet as a group of motor vehicles operating together under the same ownership. These fleet vehicles are all registered in the same name, which is usually that of the business and each vehicle is assigned its own identifier code by the Department of Licensing
  • Use a Fleet Card to Set Purchasing Limits
    It is amazing what a fleet card can do for a business. It's amazing what proper fleet management can do for the cost-effectiveness and the overall productivity of a company. And, in addition, a fleet card gives a business a lot of control over how much money is being spent on fuel, maintenance, and repair costs. The right fleet card can help a business optimize their profits and make sure that all expenses are accounted for, thus allowing the organization to operate at maximum efficiency and profitability. Furthermore, with a fleet card, it is almost impossible for anyone to use the card for things other than fuel, maintenance or repairs, therefore limiting the chances of any fraudulent activity occurring.
  • Choose A Fleet Card Based On Your Business
    We live in a world in which we are reliant upon mass transportation to get things like food and clothes to a variety of locations to make them obtainable to people that would otherwise not have had access to them. A lot of our consumer goods aren't native to our climate, but are necessary for our quality of life. That is why there are fleets of vehicles that make sure the public gets what they need, when they need it. Each individual fleet vehicle is part of a bigger system that is organized and managed by a fleet manager.
  • Why Renter's Insurance is so Important
    Many renters are under the false impression that the insurance their renter has on the home is enough to cover any losses within it. These can losses can be a result of anything ranging from theft to fire or another catastrophe such as earthquake or tornado. However, the insurance that the landlord holds on the property is only for the structure itself and not for the contents within it. That is why it is very important for renters to acquire renters insurance to protect their belongings.
  • How Where You Live Affects Your Driving Insurance Rates
    Many of us live where we live because we were either raised there or we landed there somehow and are happy with where we are at. Sometimes someone may not have control over where they live for occupational reasons. Whatever the reason why you live where you do, that fact can actually have an influence on how much you pay for your auto insurance. Does this mean you should move to pay lower premiums? Well, not unless you want to. But it is important to know how where you live affects your auto insurance rates.
  • Kitchen Safety Tips For Kids
    There are few places more fun to spend time with your kids than in the kitchen. Kids love to help out cooking, and it's a great way to spend time with them while teaching your kids a skill that they will use for life. But a child, of course, doesn't know their way around the kitchen the way an adult does. Whether kids are helping you cook or are simply in the room, you must always take precautions to ensure children's safety inside the kitchen.

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